FIRST FEDERAL SAVINGS & LOAN
ASSOCIATION OF CENTRAL ILLINOIS
Shelbyville | Windsor | Charleston
Deposit Rates
Updated January 4, 2012

Rates are subject to change at any time. Please contact one of our branches to confirm these rates.

Depsit Type Interest Rate APY (1) Minimum Deposit
60 Month CD / IRA (2) 1.79% 1.81% CD:$1,000, IRA:$100
48 Month CD / IRA (2) 1.58% 1.59% CD:$1,000, IRA:$100
36 Month CD / IRA (2) 1.27% 1.28% CD:$1,000, IRA:$100
30 Month CD / IRA (2) 1.07% 1.08% CD:$1,000, IRA:$100
24 Month CD / IRA (2) 0.92% 0.92% CD:$1,000, IRA:$100
18 Month CD / IRA (2) 0.82% 0.82% CD:$1,000, IRA:$100
12 Month CD / IRA (2) 0.66% 0.67% CD:$1,000, IRA:$100
6 Month CD / IRA (3) 0.45% 0.45% CD:$1,000, IRA:$100
Passbook Savings (4) 0.50% 0.50% $100.00
Christmas Club Savings (4) 0.50% 0.50% $1.00
Money Market: (5)     $1,000.00
    $0-$24,999.99 0.20% 0.20%  
    $25,000-$99,999.99 0.45% 0.45%  
    $100,000 + 0.55% 0.55%  
Super NOW Checking (5) 0.25% 0.25% $1,000.00
Plus NOW Checking (5) 0.15% 0.15% $500.00
Free Checking w/ Interest (5) 0.05% 0.05% $250.00

(1)APY is the actual Annual Percentage Yield if interest is left to accumulate on the account.
(2) On CDs with terms greater than 6 months, interest may be credited to the account quarterly, or get a quarterly check, a monthly check, or quarterly transfer, or monthly transfer. Interest on IRAs is automatically credited to the account.
(3) Interest on 6 month CDs can be credited to the account semi-annually, or get a monthly check, or a monthly transfer. Interest on 6 month IRAs is automatically credited to the account.
(4) Interest on Passbook Savings and Christmas Club Savings is credited to the account quarterly.
(5 ) Interest on Money Market, Super NOW, Plus NOW, and Free Checking with Interest is credited to the account monthly.