We use a number of techniques to detect forged checks and to prevent payment. These include reviewing signatures and screening new accounts. Our tellers are trained to watch for telltale signs of criminal activity. But, consumers play an important role in preventing use of their accounts for criminal purposes.

• Do not give your checking account number to anyone over the phone unless you initiated the call and are certain that the number you dialed is legitimate.
• Only give checking account information to vendors that you know are reputable.
• Keep track of your checkbook. Report lost or stolen checks immediately.
• Read your checking account statments carefully and report any fraudulent usage.
• Properly store or dispose of canceled checks.
• Report any suspicious phone calls or emails requesting checking account information to us. We will take measures to protect your account and notify authorities.

 

Thanks to the American Bankers Association for providing these useful tips.