Personal Services

Free Checking

Money Regular Checking - This account is designed for individuals who need unlimited check writing privileges.

Minimum opening deposit of $100.00
No monthly service charge
No minimum balance

Senior Checking - An account exclusively designed for our customers 55 years of age or older.

Must be 55 years or older
No monthly service charge or minimum balance

Interest Bearing Checking

Basic N.O.W. Account - This account is designed for the customer who wishes to have a minimal balance on an interest bearing checking program.

Minimum balance of $250.00
Interest compounded daily and paid monthly; ask for our current rate and annual percentage yield.
$6.00 monthly service charge if balance falls below minimum
Check writing limited to 25 per month. 10 cents per check after limit is reached.

Plus N.O.W. Account - This account is designed for the customer who wishes to have a minimal balance on a mid-range interest bearing checking program.

Minimum balance of $500.00
Interest compounded daily and paid monthly; ask for our current rate and annual percentage yield.
$6.00 monthly service charge if balance falls below minimum
Check writing limited to 25 per month. 10 cents per check after limit is reached.

Super N.O.W. Account - This account is designed for the customer who wishes to have a minimal balance on a higher-interest bearing checking program.

Minimum balance of $1000.00
Interest compounded daily and paid monthly; ask for our current rate and annual percentage yield
$6.00 monthly service charge if balance falls below minimum
Check writing limited to 25 checks per month. 10 cents per check after limit is reached

Money Market Deposit Account - This account is designed for the customer who wishes to utilize a high interest bearing checking program.

Minimum balance of $2,500.00 and under receive interest compounded daily (ask for our current rate and annual yield)
Minimum balance of $2,500.00 and over receive interest compounded daily (ask for our current rate and annual yield)
$6.00 monthly service charge if balance falls below minimum Withdrawals are limited to 6 per month, three of which may be by check

All checking accounts accessible by ATM and can be set up for Debit Card and Direct Deposit.

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Savings

Passbook Saving

Minimum opening balance of $100.00
Interest compounded daily and paid quarterly; ask for our current rate and annual percentage yield. Direct Deposit
Direct Deposit

Junior Saving

Designed for children 18 years of age or under
No minimum balance
Interest compounded daily and paid quarterly; ask for our current rate and annual percentage yield.
Direct Deposit

Senior Saving

An account exclusively designed for our customers 55 years of age or older.
No minimum balance required
Direct Deposit
Interest compounded daily and paid quarterly; ask for our current rate and annual percentage yield.

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